Future of Online Payments in eCommerce

[Hereson]

I read that payment technologies are rapidly changing. Do you think it makes sense for an online store to already switch to newer systems like OpenBanking, or stay with traditional gateways?

[Girsda]

The market is moving fast, and customers expect convenience. Traditional gateways won’t disappear soon, but solutions based on OpenBanking are becoming more popular thanks to lower costs, faster transfers, and better transparency. If you’re building for the long term, I’d suggest implementing both: keep a traditional gateway for card users, and also add OpenBanking as an option. This way, you can satisfy different customer preferences without losing flexibility.